CD Rates Today: December 4, 2025 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
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Should you renew your maturing CD account if rate cuts look likely?

In the interest rate climate of recent years, the decision to open a certificate of deposit (CD) account was an obvious choice. With interest rates on these savings vehicles exponentially higher than ...
The Motley Fool

CD Rates Are Over 4% -- but These 4 Red Flags Mean You Should Still Pass

Certificate of deposit (CD) rates are holding steady above 4.00% for some terms, and that's got a lot of savers asking the same question: Should I lock one in? There's no denying that 4.50% on a ...
AOL

Forget CDs, Even With Rates Over 4%. Here's Where I'd Put My Money Now

Over the past few years, CD rates have been pretty enticing. Locking in a 4.00%+ APY sounds like a great way to grow your savings, especially with widely expected rate cuts coming soon. Looking for a ...
MarketWatch

Pros say rate cuts are coming, so August may be ‘the time to start seriously considering locking into a CD.’ These CDs are still offering 4% and up

After climbing to decades-long highs over the course of the last few years, CD rates have generally undergone a gradual decline in the first half of 2025, pros say. That said, there are still some CDs ...
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What's a good short-term CD interest rate in 2025?

When it comes to certificates of deposit (CD) accounts, the interest rate is key. A low CD interest rate, as many savers saw in 2020 and 2021, is generally not worth it, considering that you'll need ...